Valuing a mortgaged property
A mortgage does not get in the way of the valuation. We value the property's full market value, regardless of the balance owed to the bank. A Title Deed and passport are enough to order.
DLD-licensed valuerReport to DLD requirements1 working daySuitable for Golden VisaSuitable for gift transfer
Golden Visa property valuationCertificate in 1 working day.
Bought for less than AED 2 million, but your apartment or villa is worth more today? A valuation certificate confirms its current market value for the investor visa application.
1 950 AEDStudio – 3 bedrooms
2 750 AEDMore than 3 bedrooms
VAT included · Certificate in 1 working day
Order on WhatsAppSend a photo of your Title Deed or Oqood to start.Licence No. 1010453 · RERA 28646
Valuation certificateJVC · villa, 3 bedrooms
Sample- Purpose
- Golden Visa
- Title Deed price
- 1,820,000 AED
- Market value
- 2,240,000 AED
- Issued in
- 1 working day
Signed by a DLD-licensed valuer and submitted to DLD.
When you need a valuation for the Golden Visa
For the investor visa through property, the property must be worth at least AED 2,000,000. If the Title Deed or Oqood shows a lower price and the market has grown since, you need a revaluation.
Dubai's immigration authority (GDRFA) states that a property valuation certificate may be accepted from offices licensed by the Dubai Land Department. That is the valuation certificate we provide.
- The apartment or villa was bought for under AED 2M but is worth more now
- Several properties that together reach AED 2M
One price for any area of Dubai
Studio – 3 bedrooms
Apartment, townhouse or villa1 950AEDVAT included
More than 3 bedrooms
Apartment, townhouse or villa2 750AEDVAT included
Commercial, industrial, plots
Offices, retail, warehouses, landPrice to be discussed
Report to DLD requirementsSubmission to DLDCertificate in 1 working day
Golden Visa valuation: mortgage, off-plan, joint ownership
Valuing an off-plan property
We value properties under construction based on the registered Oqood. Send the Oqood and the valuer sets the current market value.
Valuing a jointly owned property
We value the whole property: the certificate shows its full market value, which also shows what each co-owner's share is worth.
Valuing several properties
If AED 2M is reached across several properties, we value each one separately: one certificate per property at the listed price.
Three steps, all on WhatsApp
Send documents
Title Deed or Oqood, and the owner's passport or Emirates ID.
Pay
The price is fixed and shown on this site.
Get the certificate
The valuer prepares the report to DLD requirements and submits it to DLD. Usually ready in 1 working day.
What to send for the valuation
- Title Deedor Oqood for off-plan property
- Passportor Emirates ID of the owner
The visa documents themselves go to GDRFA or ICP separately. We can help with that too.
Questions
Didn't find your answer? Message us on WhatsApp and we will reply in the chat.
Ask a question →How much is a Golden Visa property valuation?
Up to 3 bedrooms: AED 1,950. More than 3 bedrooms: AED 2,750. VAT included.
Does the valuer need to visit the property?
No. Apartments, townhouses and villas are valued remotely from the documents: a Title Deed or Oqood and a passport or Emirates ID are enough. You do not need to meet the valuer or show the property. For commercial property and plots, whether an inspection is needed is agreed individually.
How long does it take?
Usually 1 working day after payment and documents.
What if the value comes out below AED 2 million?
The valuation is independent, so the figure cannot be adjusted. If you are unsure, message us before paying and we will talk about your property.
Can I get a Golden Visa with a mortgaged property?
Yes, a mortgaged property can qualify. A bank NOC is usually needed. Details depend on the case; we will check in the chat.
Can an off-plan property be valued for the Golden Visa?
Yes. We value it based on the registered Oqood: send it on WhatsApp and the valuer sets the current market value.
Can several properties be combined?
Yes, the values can be added up. Each property needs its own valuation certificate.
Is it the same as a revaluation for the Golden Visa?
Yes. A revaluation means a new valuation certificate showing today's market value instead of the original purchase price.